Intelligent financial analysis with actionable insights. Get free numerical results, unlock visual charts with the Manage Receipt app.
Get detailed pie charts showing exactly where your money goes each month
Get detailed charts, trends, and insights
See how your spending compares to ideal budget allocations
Get detailed charts, trends, and insights
Adjust your income and expenses to see how it impacts your financial health
Visual comparison charts and impact graphs are available in the app
Monthly Budget Calculator • Premium insights unlocked with Manage Receipt app
All numerical calculations are free. Charts and visual analytics require app download.

Most budget tools only show totals. This calculator helps you understand the health of your budget, not just the numbers.
With this tool, you can:
Categorize your monthly expenses clearly
See how much you’re saving
Understand spending ratios
Identify financial risk early
Test different budget scenarios



Step 1: Add Your Monthly Income
Enter your income and choose whether it’s fixed or variable.
Step 2: Enter Your Expenses
Split your expenses into categories like rent, food, utilities, shopping, subscriptions, and entertainment.
Step 3: Review Your Budget Summary
Instantly see:
Total monthly expenses
Remaining balance
Savings percentage
Expense-to-income ratio
Budget health score

Your Budget Health Score ranges from 0 to 100 and shows how balanced your finances are.
80–100: Strong budget
60–79: Stable but can improve
40–59: Risky spending pattern
Below 40: Needs immediate attention
This score helps you understand whether your budget supports your current lifestyle.



Based on your inputs, the calculator highlights:
High fixed expenses that reduce flexibility
Lifestyle spending that may be too high
Low savings warnings
Simple suggestions to improve your budget
Insights are shown in easy, non-technical language.

Visual charts help you understand spending patterns at a glance, including:
Expense distribution
Budget comparison
Spending trends
🔒 These charts are locked on the website.
To view them:
👉 Download the Manage Receipt app for free and unlock full visual analysis.

A monthly budget calculator helps you track income, expenses, savings, and overall budget balance for a month.
Yes, all calculations and insights on the website are completely free.
No. The app is only needed to view charts and visual breakdowns.
It’s a score from 0 to 100 that shows how balanced and sustainable your budget is.
Charts are available inside the free app to provide a cleaner web experience and deeper visual insights.
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